Consumers claim Target Debit Card 'functions nothing like virtually every other debit card'

By Noddy A. Fernandez | Sep 19, 2018

MINNEAPOLIS (Legal Newsline) – A Florida woman and North Carolina man allege a retailer misrepresented the nature of its store debit card.

Michelle Dixon and Charles Powell, on behalf of themselves and all others similarly situated, filed a complaint on Sept. 12 in the U.S. District Court for the District of Minnesota against Target Corp. over alleged violation of the Minnesota Prevention of Consumer Fraud Act.

According to the complaint, the plaintiffs allege that the defendant misrepresents its Target Debit Card and omits and conceals material facts about it.

"(It) is actually not a debit card at all, functions nothing like virtually every other debit card on the market, and exposes consumers to double, triple, or quadruple-fee penalties for small insufficient funds transactions that are more severe than other payment methods," the suit states.  

The plaintiffs hold Target Corp. responsible because the defendant allegedly engaged in conduct that created a misunderstanding regarding the card and failed to disclose that its use could result in fees.

The plaintiffs request a trial by jury and seek judgment for declaratory and injunctive relief, compensatory damages, attorneys’ fees, costs of suit, prejudgment interest, and award such other and further relief as the court deems just and proper. They are represented by Melissa S. Weiner of Pearson, Simon & Warshaw LLP in Minneapolis.

U.S. District Court for the District of Minnesota case number 0:18-cv-02660-PAM-DTS

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Pearson, Simon & Warshaw, LLP Target Corporation U.S. District Court for the District of Minnesota

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