Attorney General Chris Carr is warning Georgians to be on the lookout for home repair fraud and other scams following the recent tornadoes and severe storms that moved throughout the state.
“Con artists will try to take advantage of those impacted by severe weather, and we want to remind Georgians of the important steps they can take to protect themselves from potential fraud,” said Carr. “If your home or business was damaged, we urge you to thoroughly research a contractor before hiring anyone to make repairs. We understand this is a difficult time for families and communities, and we stand ready to assist those who think they have encountered a scam.”
These scam artists, often referred to as “storm chasers,” may ask homeowners for up-front payments for home repair service and then disappear without ever doing the work. In other cases, scammers may charge exorbitant prices for tree removal, charge you for unnecessary repairs, or do substandard work. Sometimes scammers offer to cover the homeowner’s insurance deductible and persuade them to give fake reports to the insurance company, potentially implicating the homeowner in a case of insurance fraud.
The Attorney General’s Consumer Protection Division offers the following tips to help consumers avoid scams and other fraud in the aftermath of a storm.
- Steer clear of any contractor who asks for full payment up-front, only accepts payment in cash, or refuses to provide you with a written contract.
- Avoid door-to-door offers for home repair work. Instead, ask friends and neighbors for referrals.
- Be skeptical of any contractor that offers to pay your insurance deductible or offers other no-cost incentives, as these can be signs of a scam. Always talk to your insurance company before committing to any storm-related repairs or inspections.
- Ask contractors for references and check them out.
- Check with the Better Business Bureau to see if there are any complaints against the business.
- Ensure that the contractor has the required licensing and/or affiliation:
- Tree Removal: Check with the International Society of Arboriculture to make sure the person has a valid arborist license.
- Water Damage and Mold: Only hire businesses that are local and qualified in mold remediation and property restoration. To find local contractors and restorers, check with the Society of Cleaning and Restoration Technicians and the Restoration Industry Association.
- Contractors: General contractors, electricians, plumbers, and heating and air conditioning contractors must be licensed with the Georgia Secretary of State’s Office. To look up a contractor, visit sos.ga.gov. Please note that certain specialty occupations such as roofers, tree removal services, painters, drywall contractors, and repair handymen are not required to be licensed by the state.
- Legitimate contractors should be able to provide the following:
- Business license
- General liability insurance
- Workers compensation insurance
- Written manufacturer warranties
- Written labor warranties
- Public adjusters are also required to carry a license to do work in Georgia. Call the Insurance Commissioner’s Office at 1-800-656-2298 to verify if a public adjuster is licensed and that their contract has been approved before hiring them to do any work on your behalf.