LITTLE ROCK, Ark. (Legal Newsline) — Arkansas Attorney General Leslie Rutledge announced a consumer-protection lawsuit Dec. 21 against Florida-based Capital Credit Solutions Inc. and Willie J. McKenzie for allegations of deceiving consumers in the state about their credit repair services.
According to Rutledge’s office, the defendants have made multiple false and misleading representations to Arkansas consumers. Capital Credit Solutions alleges it can repair consumers’ credit history, credit score and credit ratings. The company allegedly represents to consumers that it can dispute or eliminate negative, but accurate, items from credit scores. Rutledge argues the defendants cannot actually legally do this.
Rutledge’s office charges the defendants with violations of the Federal Credit Repair Organizations Act, the Arkansas Deceptive Trade Practices Act and the Arkansas Credit Services Organizations Act.
“When Arkansans are seeking to improve their credit, they are seeking real solutions, not bogus and disingenuous tactics,” Rutledge said. “The only real path to improve bad credit is time and diligent attention to eliminating credit balances. Arkansans should not be subjected to the illegal business practices of the defendants.”
Rutledge seeks civil penalties, restitution for consumers, attorney fees, court costs and additional relief. Her office filed the lawsuit in the U.S. District Court for the Eastern District of Arkansas.