LITTLE ROCK, Ark. (Legal
Newsline) — Arkansas Attorney General Leslie Rutledge announced a
consumer-protection lawsuit Dec. 21 against Florida-based Capital Credit
Solutions Inc. and Willie J. McKenzie for allegations of deceiving consumers in
the state about their credit repair services.
According to Rutledge’s office, the defendants have
made multiple false and misleading representations to Arkansas consumers.
Capital Credit Solutions alleges it can repair consumers’ credit history, credit
score and credit ratings. The company allegedly represents to consumers that it
can dispute or eliminate negative, but accurate, items from credit scores.
Rutledge argues the defendants cannot actually legally do this.
Rutledge’s office charges the
defendants with violations of the Federal Credit Repair Organizations Act, the Arkansas Deceptive Trade Practices Act and the Arkansas Credit Services
“When Arkansans are seeking
to improve their credit, they are seeking real solutions, not bogus and disingenuous
tactics,” Rutledge said. “The only real path to improve bad credit is time and
diligent attention to eliminating credit balances. Arkansans should not be
subjected to the illegal business practices of the defendants.”
Rutledge seeks civil penalties,
restitution for consumers, attorney fees, court costs and additional relief. Her office filed
the lawsuit in the U.S. District Court for the Eastern District of Arkansas.