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Thursday, September 19, 2019

Consumer claims settlement amount in P&B Capital Group collection letter is deceiving

By Noddy A. Fernandez | Feb 13, 2018

BUFFALO, N.Y. (Legal Newsline) – A South Carolina consumer alleges a debt collector mailed her a misleading letter regarding an alleged debt.

Mary Thomas, individually and on behalf of all others similarly situated, filed a complaint on Jan. 31 in the U.S. District Court for the Western District of New York against P&B Capital Group LLC, Crown Asset Management LLC and John Does 1-25, alleging violation of the Fair Debt Collection Practices Act.

According to the complaint, the plaintiff alleges that she received an "offer to settle letter" from defendant P&B on behalf of defendant Crown Asset on Feb. 2, 2017. She alleges the settlement amount listed in the letter is deceiving and misleading because it is not a reduced offer of settlement but the payment in full.

The plaintiff also alleges that the letter contains an expiring offer that is "merely a deceptive tactic to coerce a rushed payment," the suit states.

The plaintiff alleges the defendants made deceptive and misleading representations in means with the collection of the alleged debt.

The plaintiff requests a trial by jury and seeks judgment for statutory and actual damages, costs of action, expenses, pre- and post-judgment interest and such other and further relief as the court may deem just and proper. She is represented by Daniel Kohn of RC Law Group PLLC in Hackensack, New Jersey.

U.S. District Court for the Western District of New York case number 1:18-cv-00165-LJV

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RC Law Group PLLC U.S. District Court for the Western District of New York

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