LOS ANGELES (Legal Newsline) – A California man alleges his mortgage company charged higher mortgage payments without authorization.
Saber Ahmed filed a complaint on behalf of all others similarly situated on Nov. 2 in the U.S. District Court for the Central District of California against HSBC Bank USA, National Association and Does 1-10 alleging unfair business practices, misleading and deceptive advertising and other counts.
According to the complaint, the plaintiff entered into a mortgage with the defendant in September and noticed the defendant was charging him for hazard escrow insurance. He alleges this was done without his knowledge and that he already had a hazard escrow policy with another company, about which the plaintiff's insurance company notified the defendant.
The plaintiff holds HSBC Bank USA, National Association, and Does 1-10 responsible because the defendants allegedly raised the amount that consumers owed on their mortgage payments without consideration or agreement by these consumers.
The plaintiff requests a trial by jury and seeks injunctive, equitable and declaratory relief, damages, interest, restitution and disgorgement, all legal fees and any other relief as the court deems just. He is represented by Todd M. Friedman and Adrian R. Bacon of Law Offices of Todd M. Friedman PC in Woodland Hills, California.
U.S. District Court for the Central District of California Case number 5:16-cv-02289-JGB-DTB