LOUISVILLE — A disabled doctor is suing Hartford Life & Accident Insurance Company, alleging the company breached his insurance contract and failed to pay his benefits.
Dr. Albert Zanetti filed a lawsuit Dec. 14 in U.S. District Court for the Western District of Kentucky against Hartford Life & Accident Insurance Company, alleging violation of the Employee Retirement Income Security Act (ERISA).
According to the complaint, Zanetti is insured under a long term disability insurance policy and life insurance policy issued by Hartford to the trustee of the Group Voluntary Life and Disability Insurance Trust. In December 2012, the plaintiff stopped working because of limitations cause by his disabling conditions and treatment regimen, the suit says.
The plaintiff alleges Hartford breached the terms of his insurance contract by failing to provide the policy disability benefits, render a decision within the required timelines, obtain medical opinions from physicians and failed to consider the plaintiff’s favorable Social Security disability decision, which deprived him of benefits.
Zanetti seeks to obtain due benefits, attorney fees, pre- and post-judgment interest, and all other legal or equitable relief. He is represented by attorneys Michael D. Grabhorn and Andrew M. Grabhorn of the Grabhorn Law Office PLLC in Louisville, Kentucky, and Jonathon M. Feigenbaum in Boston.
U.S. District Court for the Western District of Kentucky Louisville Division Case number 1:16-cv-00551-JEJ